Melvin Savings Bank Rates - Melvin Savings Bank

		Melvin, Iowa Main Branch P.O. Box 188 Melvin, Iowa 51350 (712)736-2420 (800)736-7474 M-F 9am-4pm Sat 9am-Noon

		Sibley, Iowa 721 2nd Ave. Sibley, Iowa 51249 (712)754-2535 Lobby Hours M-T 8am-3pm Fri 8am-5pm Sat-By Appointment Drive-Up Hours M-F 7:30am-5:00pm

Melvin Savings Bank Rates

MSB INTEREST INFORMATION

INTEREST RATES GOOD THROUGH 02/22/2016 - APY's ARE ACCURATE AS OF 02/17/2016

MSB CHECKING ACCOUNTS

NOW ACCOUNT
*Tier 1- $0.01 Minimum Balance to Obtain APY - APY .20%

SENIOR SPIRIT
*Tier 1- $1,200 Minimum Balance to Obtain APY .25%

SUPER NOW ACCOUNT
*Tier 5- $100,000 Minimum Balance to Obtain APY .35%
*Tier 4- $25,000 Minimum Balance to Obtain APY .30%
*Tier 3- $10,000 Minimum Balance to Obtain APY .20%
*Tier 2- $1,000 Minimum Balance to Obtain APY .20%
*Tier 1- $0.01 Minimum Balance to Obtain APY .20%

MONEY MARKET ACCOUNT
*Tier 6- $200,000 Minimum Balance to Obtain APY .55%
*Tier 5- $100,000 Minimum Balance to Obtain APY .50%
*Tier 4- $25,000 Minimum Balance to Obtain APY .40%
*Tier 3- $10,000 Minimum Balance to Obtain APY .30%
*Tier 2- $1,000 Minimum Balance to Obtain APY .30%
*Tier 1- $0.01 Minimum Balance to Obtain APY .25%

*No minimum balance to open account. *The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

MSB MERCHANT ACCOUNTS

+ The discount rate and per transaction fee vary by the type of card used, the method of transaction and the ticket amount. See this website for more details and to apply now.
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MSB PASSBOOK SAVINGS ACCOUNT

+PASSBOOK SAVINGS ACCOUNT - $0 Minimum Opening Deposit
Minimum Balance $0.00 - APY .30%

+ The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

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MSB CERTIFICATES OF DEPOSIT

*91-Day Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.40%

*6-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.55%

*8-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.50%

*9-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.50%

*10-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.65%

*12-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.70%

*18-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 1.05%

*24-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 0.95%

*36-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 1.45%

*60-Month Certificate of Deposit - $500 Minimum Opening Deposit
APY 1.50%

* A penalty may be imposed for early withdrawal.

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MSB INDIVIDUAL RETIREMENT, KEOGH (HR10), AND HEALTH SAVINGS ACCOUNTS

*18-Month Variable Rate IRA - $25.00 Minimum Opening Deposit
APY 0.55%

Fixed Rate IRA - $25.00 Minimum Opening Deposit
See Certificates of Deposits shown above. Same Terms and Annual Percentage Yields will apply.

*Health Savings Account - No Minimum Opening Deposit
APY 0.70%

*This rate may change after account is opened. APY's are offered on accounts opened from 02/17/2016 thru 02/22/2016. A substantial penalty may be imposed for early withdrawal.

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MSB INTEREST INFORMATION

INTEREST RATES GOOD THROUGH 02/22/2016 - APY's ARE ACCURATE AS OF 02/17/2016

Created on 01/30/2007 12:08 PM by msbadmin
Updated on 02/17/2016 09:17 AM by msbadmin